#1 Rated Phone & Device Protection Plans
#1 Rated Phone & Device Protection Plans

#1 Rated Phone & Device Protection Plans

Protect any phone or device against costly damages, breakdowns, and theft.

Protect the tech you rely on with the highest-rated provider in the U.S.

Top Rated on Google and TrustPilot by happy customers.  #1 ranked by GadgetReview.com (over AppleCare, Geek Squad, and SquareTrade) and more...

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I’m so thrilled by this service. For only a couple dollars more than I’d been paying Verizon just for phone insurance, now all my devices are covered. I just completed a claim of my 6 year old MacBook Pro- which I’d spilled ramen all over. Service was super rapid… I’d highly recommend AKKO.

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Robert

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AKKO took care of me with fast customer service… Smoothest transaction for insurance ever.

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Ray

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My cracked phone screen repair was a seamless experience with AKKO. They far exceeded my expectations and provided reimbursement funds the very next day.

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Rayn

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Very professional. Followed up and resolved the issue immediately highly recommend this company.

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Frederic

Top Rated by

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Phone & Device Protection Plans

Flexible Plans for Laptops, Tablets, Phones, and More. Our Customized Options Ensure the Right Protection for Students & Schools.

Starting from $5/month!

Sign up now

Any devices, new or used

Full damage, breakdown, & theft protection

Easy & fast local repairs

Seamless claims process

Electronic claims payouts

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Coverage, Simplified

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AKKO makes protecting your stuff easier and more affordable.

Quick registration

Quick
registration

Choose the Akko plan that's right for you. Input your item's info, snap a few photos, done!

Keep going knowing you’re fully protected from whoops, oh-no’s, and not agains. Upgrade or downgrade anytime.

Full
protection

Keep going knowing you’re fully protected from whoops, oh-no’s, and not agains. Upgrade or downgrade anytime.

Get repairs done quick – often same day for phones! We pay the store or can pay you by PayPal or wire immediately upon claim approval.

Easy repairs &
replacements

Get repairs done quick – often same day for phones! We pay the store or can pay you by PayPal or wire immediately upon claim approval.

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Protection for all your everyday must-haves

Protection, plain and simple icon

Protection, plain and simple

From cracks and breaks to spills and more, we cover what home and renters insurance doesn’t, all with a far lower deductible

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We can cover it all

Bundled Protection for your phone and all your electronic devices for just $15 per month. Just need coverage for a phone? We do that, too.

Future-proof coverage icon

Future-proof coverage

Swap items in your account when you upgrade or buy/sell stuff, and Never Buy Another Protection Plan Again.™

Protection for phoneProtection for cameraProtection for laptop

Stuff happens. We cover it all.

Phone Only

Protect your phone against damage or breakdowns

Individual Bundle

Protect 1 phone + 25 items per plan. Personal devices, home electronics and more!

Compare plans

Phone Only

From $5/month

Protect Phones

Individual Bundle

$15/month

Protect Devices

Items Protected

Protect 1 Phone

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Protect Laptops, Tablets, and all your other electronics

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Protect TVs, speakers, gaming consoles and more

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Protect photography gear

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Protect music instruments and audio gear

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Protect sports equipment

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Cost & Deductibles

Cost

$6 – $12 /month

($5 – 11 /month if paid annually)

$15 /month

($14 /month if paid annually)

Student Rate: $14 /month

($13 /month if paid annually)

Phone damage deductibles

$29 – $99

(based on model)

$29 – $99

(based on model)

Phone theft/replacement deductibles

$75 – $99

(based on model)

$75 – $99

(based on model)

Damage Deductibles(other items)

N/A

$99

Theft Deductibles(other items)

N/A

$99

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Compare plans

Phone Plan

From $5/month

Protect Phones

Items Protected

Protect 1 Phone

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Protect Laptops, Tablets, and all your other electronics

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Protect TVs, speakers, gaming consoles and more

Minus icon

Protect photography gear

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Protect music instruments and audio gear

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Protect sports equipment

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Cost & Deductibles

Cost:

$6 – $12 /month

($5 – 11 /month if paid annually)

Phone damage deductibles:

$29 – $99

(based on model)

Phone theft/replacement deductibles:

$75 – $99

(based on model)

Damage Deductibles(other items):

N/A

Theft Deductibles(other items):

N/A

Home

From $25/month

Get Home

Items Protected

Protect 1 Phone

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Protect Laptops, Tablets, and all your other electronics

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Protect TVs, speakers, gaming consoles and more

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Protect photography gear

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Protect music instruments and audio gear

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Protect sports equipment

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Cost & Deductibles

Cost:

$15 /month

($14 /month if paid annually)

Student Rate: $14 /month

($13 /month if paid annually)

Phone damage deductibles:

$29 – $99

(based on model)

Phone theft/replacement deductibles:

$75 – $99

(based on model)

Damage Deductibles(other items):

$99

Theft Deductibles(other items):

$99

Bundle Multiple Plans and Save 5%!

Yep, we’re for real. Promise.

Yep, we’re for real. Promise.

Don’t worry, a lot of people sometimes think this sounds “too good to be true” so we get asked a lot of questions. Below are the answers to the most frequent questions. If you have any others, just ask us! 🙂

Doesn't my existing renters or homeowners insurance protect me already?

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Renters or homeowners insurance will not protect your items against:

  • Accidental damage (like drops)
  • Cracked screens
  • Spills & liquid submersion

Of course, accidents like these happen. If you drop your phone without a protection plan, you’ll be on your own for the screen replacement, which could cost up to $250. But with an AKKO plan, your coverage would nearly pay for itself within the first year!

Renters and homeowners policies do cover theft; however, your policy will typically have a $250 – $1,000 deductible. Furthermore, if you make a claim through those policies, your rates may increase because the claim gets reported and added to the equivalent of your “credit score” for insurance.

So would it ever really be worth it to make a renters insurance claim if your $800 smartphone got stolen? Probably not. But with a low-deductible AKKO plan (deductibles as low as $29 and never more than $99), the entire cost of repairing or replacing your device will be covered! Equally importantly, your rates will never go up, no matter how many claims you make.

Finally, as many people learn the hard way, auto insurance does not cover items stolen during vehicle break-ins; it will only cover damage to the vehicle itself. However, an AKKO plan will cover your items if they’re stolen or damaged in a break-in, and you’ll still only pay your deductible.

Note: Integrated car accessories or audio equipment like speakers and decks are not covered; see What’s Not Covered in our FAQ for the full list of exclusions.

Why is this such a great deal?

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In short, it’s because AKKO’s technology makes facilitating and managing protection for your stuff more efficient and less expensive. Typical insurers charge high fees on insurance and protection plans because of the work involved in processing policies and claims, plus the cost of advertising and marketing.

AKKO is changing the game by providing reliable and affordable protection that’s simple and all-inclusive. We’ve eliminated the need for you to spend money on the protection plans, extended warranties and insurance add-ons that retailers, phone companies and others use to pad their bottom lines. And because all your protection is in one place instead of being spread across multiple plans from multiple companies, the process of making a claim is drastically simpler.

What items are covered?

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Your AKKO Plan covers just about any of your everyday personal items, from electronics to clothes to sports gear. Once registered, you can select one (1) phone + any 25 of your eligible belongings to load into your AKKO account for protection. Your items can be swapped out whenever you’d like.

Electronics

Phones (limit of 1 per account), laptops, tablets, smartwatches, TVs, desktop computers, monitors, etc.

Photography & Video Equipment

Cameras, lenses, accessories, tripods, gimbals, etc.

Audio & Music Gear

Speakers, electronic music instruments, DJ equipment, headphones, musical instruments, etc.

Gaming

Video game consoles, controllers, peripherals, VR, etc.

Personal Transportation (Non-Motorized)

Bicycles, scooters, skateboards, hoverboards, unicycles

Sports & Recreational Gear

Skis, snowboards, golf clubs, tennis rackets, camping/climbing equipment, etc.

Clothing & Accessories

Clothes, jackets, shoes, sunglasses, watches, jewelry, etc.

Appliances (counter-top)

Blenders, coffee makers, microwaves (counter-top), etc.

School Supplies

Textbooks, backpacks, calculators, etc.

NOTE: All plans are per individual and will only cover items owned by the plan-holder. Plans cannot be shared with family or friends.

Adult and Student Plan accounts protect a maximum of one (1) phone. To cover additional phones, purchase additional adult or student plans. There are no quantity limits for other personal electronics and eligible items you want to add to your account.

Multiple plans may be purchased at a discount with billing bundled together!

What does my plan protect me from?

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  • Cracked screens
  • Spills & liquid submersion
  • Accidental damage (like drops)
  • Damage & malfunctions from accidental damage/drops
  • Mechanical/electrical component failures (for phones)
  • Theft
  • Theft of items from an unattended vehicle via forced entry (car break-ins)

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We treat you like we want to be treated

We built AKKO as the insurance we wanted. Full coverage. Customer service that truly cares. Fair prices. And no hidden terms, ever. Crazy? Maybe. But it’s just the right thing to do.

Find the right plan for you